When it comes to buying a home, you need a full-time powerhouse, not a hobbyist, on your side. I’ve led individuals and families through the home-buying process for over a decade now. I’m with you from the very beginning to the very end.
HOME BUYING IN SIX STEPS
Defining Your Ideal Home
DREAM BIG AND KNOW YOUR GOALS
Getting clear on what you’re looking for from the start can save you time, money, and serious headaches. Let’s brainstorm what you’re looking for (and what you’re not) so we can pinpoint the perfect home.
PUT NUMBERS TO PAPER
Savvy home buyers get pre-approved for a loan from the get-go. I can connect you with trusted lending experts so you can make a well-informed decision. Now sellers will know you mean business!
Finding Your Home
DISCOVER WHAT YOU’VE BEEN WAITING FOR
With my insider knowledge, access to off market homes, and industry expertise, we can snag the home you’ve been dreaming of in no time. Your priorities become mine and together we’ll find “the one.”
Offer and Negotiation
NAVIGATE THE DEAL WITH STRENGTH AND SAVVY
Once you’ve got your heart set on a home, I can seal the deal with unparalleled negotiation experience. My goal is to get you the best home on the best terms for the best price—and I don’t stop until we’re there.
IDENTIFY AND RESOLVE ANY ISSUES
It’s time to get the full picture and avoid any nasty surprises. I know the ins and outs of the home inspection process and can help ensure everything goes smoothly.
GET THE KEYS IN YOUR HANDS
Things are about to get real. I’ll lead the way to ensure a drama-free closing. Even after the deal is done, you can count on me to be there for you in the long haul.
Home buying FAQs
- Is it a good time to buy?
- How long has the home been on the market?
- How much is the home worth? Is it overpriced?
- What’s the neighborhood like?
- How much do I need for a down payment?
- What are current interest rates?
- Should I buy new construction or an existing home?
It certainly is! It’s a buyer’s market out there giving you lots of options to choose from, competitive pricing, and highly motivated sellers. If your funding is squared away, now’s a great time to land a new home.
As an experienced industry insider, I can give you the scoop on any property you’re interested in, including the listing history and more. I have property details at my fingertips that are sometimes hard to get.
No one wants to overpay and I can ensure that doesn’t happen. I’ve been in this business long enough to know instinctively the value of a home and what a fair asking price should be.
I love pairing buyers with ideal neighborhoods to fit their lifestyle and preferences. I’m highly knowledgeable about the areas in and around Indianapolis, and can give you the skinny on any neighborhood.
Down payments come in all shapes and sizes depending on factors like your financial situation, credit history, and loan type. They typically range from 3-15% of the sale price. My expert lenders can work with you to identify the right amount for you.
Interest rates continue to be buyer-friendly. They vary based on the location of your desired home, your credit score, the loan amount, type, and length, and your down payment. Your lender will walk you through the interest rate options available to you.
There are pros and cons to both. And I’m more than happy to sit down with you and walk through the nitty gritty details. Also, having worked with contractors for years, I can easily price out remodels or upgrades for you and recommend the best folks for the job.
Mary was everything you could possibly ask for in a Realtor and more. She was prompt, diligent and relentless when it came to helping us find a buyer for our house & closing the deal for our new home. Mary went above and beyond what we could have expected. We would not have closed on our transactions without her help and follow-through.
I recently purchased a house through Mary and she truly went above and beyond. She was extremely proactive, knowledgeable and understands the market. I always knew where things stood throughout the process and her attention to detail was unparalleled. Even after closing, she continues to check-in and it's evident that she sincerely makes her clients a top priority. I highly recommend Mary and would absolutely work with her again.
As first time homebuyers, we had so many questions and concerns, and Mary was always very helpful in making us feel completely at ease. We valued her professional advice and her knowledge throughout the entire process. She was easy and quick to communicate with, and was very flexible with our busy schedules. Mary was able to find a home that was perfect for us in our very first week of working together. We could not have been more pleased with our home buying experience. She is truly one of the best.
Throughout our home buying/selling process, Mary was a wonderful partner to us. Her genuine, friendly personality mixed with her knowledge of the Indy real estate market, awesome negotiation skills, and attention to detail made the process seamless. Thanks to Mary, we love our new home and neighborhood!
We have worked with Mary on several occasions, and she consistently provides invaluable expertise as well as dedication to providing the best service possible in representing us. We highly recommend Mary because she so reliably navigates the process of buying or selling a house. It’s a pleasure to work with her.
You will never find another Realtor like Mary Wernke! We began using Mary to purchase and sell our homes as well as some rental/flip homes a few years ago and we could not be happier. Mary goes above and beyond to attend to every single detail of the real estate process. She helped us find and manage contractors, gave us staging and decorating advice and even worked with landscaping companies to fix unforeseen tree concerns. She is reliable, smart, savvy and the hardest working agent I have ever met. We trust her implicitly and would recommend her services to the closest friends and family.
I recently sold my first home and bought another with Mary helping me on both accounts. I have to say, I don’t think I could have done it without her! Mary truly listened to all my concerns and questions helping me through them all. Her attention to detail made the process so seamlessly for me. If I had it to do all over again, I would not change one thing.
Our experience was exceptional, and in the end, we found exactly what we were hoping to find. Mary (Wernke) was both personal and professional throughout our engagement. She listened exceptionally well, and quickly learned about us... our tastes, how we lived, what we were looking for... She showed us properties that she knew would suit us, and some that pushed our thinking a little, which was extremely helpful. Mary was always punctual and well prepared. She provided us with great market information to help educate us. And, she always followed-up... sending us pictures, sharing with us any notes she had taken, providing answers to any questions we had. Finally, once we found our perfect home, Mary guided us through the close and afterwards, always helping to tie up any "loose ends". Our experience couldn't have been better. Thank you, Mary!
My husband and I met Mary Wernke last February while we were contemplating a move to Indianapolis. She was so warm and friendly that I knew immediately, that if we moved, she would be our realtor. When we came out for our house hunting trip in May, she drove us all over Indianapolis, Fishers, and Carmel, as we tried to figure out where we wanted to live. She was so helpful (and patient). When I found a house online that I wanted to see after we had already gone back to California, she drove over and videotaped the house, yard, AND neighborhood, and put it online for us to see! We ended up buying the house with all of Mary’s amazing help guiding us through the process from across the country. We couldn’t be happier. We love our house and our neighborhood!